:root{
  --blue-bg:#e9f2fc;--blue:#8fbce8;--blue-deep:#3f83cf;--coral:#f4a3ac;--coral-soft:#fcdde1;
  --mint:#a4d4c2;--mint-soft:#dbeee7;--peach:#f7c99a;--ink:#33404f;--muted:#5c6773;--white:#fff;
  --shadow:0 18px 45px rgba(63,131,207,.15);--radius:24px
}
*{box-sizing:border-box;-webkit-tap-highlight-color:transparent}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
body{margin:0;font-family:'Nunito',system-ui,-apple-system,sans-serif;color:var(--ink);background:var(--blue-bg);line-height:1.65}
body::before{content:'';position:fixed;inset:0;z-index:-1;pointer-events:none;background-image:radial-gradient(circle at 10% 8%,#f7d9dd 0 58px,transparent 59px),radial-gradient(circle at 90% 4%,#d9ebe4 0 70px,transparent 71px),radial-gradient(circle at 90% 92%,#fbe6cf 0 85px,transparent 86px)}
a{color:var(--blue-deep)}
.skip{position:absolute;left:-9999px;top:8px;background:#fff;padding:10px 14px;border-radius:10px;z-index:100}
.skip:focus{left:12px}
.shell{width:min(1060px,calc(100% - 32px));margin:0 auto}
.topbar{display:flex;align-items:center;justify-content:space-between;gap:18px;padding:20px 0 12px}
.brand{display:flex;align-items:center;gap:10px;color:var(--ink);text-decoration:none}
.brand img{width:58px;height:58px;border-radius:50%;background:#fff;box-shadow:var(--shadow)}
.brand strong{display:block;font-family:'Fredoka';font-size:18px;line-height:1.1}
.brand small{display:block;color:var(--muted);font-size:10px;font-weight:800;letter-spacing:.4px;margin-top:3px}
.nav{display:flex;align-items:center;gap:4px;background:#fff;border-radius:999px;padding:5px;box-shadow:var(--shadow)}
.nav a{font-family:'Fredoka';font-weight:600;font-size:13px;color:var(--muted);text-decoration:none;padding:8px 12px;border-radius:999px;white-space:nowrap}
.nav a[aria-current='page'],.nav a:hover{background:var(--blue-bg);color:var(--blue-deep)}
.nav .apply{background:var(--blue-deep);color:#fff}
.nav .apply:hover{background:#356fb4;color:#fff}
.crumbs{font-size:13px;font-weight:800;color:var(--muted);padding:10px 0 0}
.crumbs a{text-decoration:none}
.crumbs span{margin:0 7px;color:#93a1af}
.hero{display:grid;grid-template-columns:1.12fr .88fr;gap:30px;align-items:center;padding:46px 0 38px}
.hero.single{grid-template-columns:1fr;max-width:820px}
.eyebrow{display:inline-block;background:var(--mint);color:#1f5346;font-family:'Fredoka';font-weight:700;font-size:12px;padding:7px 15px;border-radius:999px;text-transform:uppercase;letter-spacing:.4px}
h1,h2,h3{font-family:'Fredoka';line-height:1.15}
h1{font-size:clamp(36px,5vw,54px);margin:14px 0 14px}
h2{font-size:clamp(27px,3.6vw,36px);margin:0 0 12px}
h3{font-size:20px;margin:0 0 8px}
.lede{font-size:18px;color:var(--muted);font-weight:650;max-width:760px;margin:0 0 22px}
.hero-card,.card,.answer,.article-body,.cta-band,.resource-card{background:#fff;border-radius:var(--radius);box-shadow:var(--shadow)}
.hero-card{padding:26px}
.hero-card h2{font-size:24px}
.quick-list{margin:12px 0 0;padding:0;list-style:none}
.quick-list li{padding:10px 0;border-bottom:1px dashed #dfe8f1;font-weight:750}
.quick-list li:last-child{border:0}
.buttons{display:flex;gap:12px;flex-wrap:wrap;margin-top:20px}
.button{display:inline-flex;align-items:center;justify-content:center;min-height:48px;padding:13px 22px;border-radius:15px;background:var(--blue-deep);color:#fff;text-decoration:none;font-family:'Fredoka';font-weight:650}
.button.secondary{background:#fff;color:var(--blue-deep);border:2px solid #dbe7f3}
.section{padding:34px 0}
.section-intro{max-width:720px;margin-bottom:22px;color:var(--muted);font-weight:650;font-size:16px}
.grid-2,.grid-3,.resource-grid{display:grid;gap:16px}
.grid-2{grid-template-columns:repeat(2,1fr)}
.grid-3{grid-template-columns:repeat(3,1fr)}
.resource-grid{grid-template-columns:repeat(2,1fr)}
.card,.resource-card{padding:24px}
.card p,.resource-card p{margin:6px 0;color:var(--muted);font-weight:620}
.card ul{margin:12px 0 0;padding-left:20px}
.card li{margin:7px 0}
.answer{padding:26px;border-left:7px solid var(--mint);margin:18px 0}
.answer strong{display:block;font-family:'Fredoka';font-size:18px;margin-bottom:5px}
.answer p{margin:0;color:var(--muted);font-weight:650}
.fact-strip{display:grid;grid-template-columns:repeat(4,1fr);gap:12px;margin:22px 0}
.fact{background:var(--mint-soft);border:2px solid var(--mint);border-radius:18px;padding:16px;text-align:center;font-weight:800;color:#1f5346}
.steps{counter-reset:steps;display:grid;gap:14px}
.step{counter-increment:steps;background:#fff;border-radius:20px;padding:22px 22px 22px 68px;box-shadow:var(--shadow);position:relative}
.step::before{content:counter(steps);position:absolute;left:20px;top:20px;width:34px;height:34px;border-radius:50%;display:grid;place-items:center;background:var(--coral-soft);color:#b64e5b;font-weight:900}
.step p{margin:0;color:var(--muted);font-weight:620}
.article-body{max-width:820px;padding:clamp(24px,5vw,48px);margin:0 auto}
.article-body h2{margin-top:34px;font-size:29px}
.article-body h3{margin-top:25px}
.article-body p,.article-body li{font-size:17px}
.article-body p{margin:12px 0}
.article-body li{margin:8px 0}
.article-body .summary{font-size:18px;font-weight:750;background:var(--mint-soft);border-radius:18px;padding:20px}
.source{font-size:14px;color:var(--muted);background:#f8fbff;border-radius:14px;padding:15px;margin-top:28px}
.faq details{background:#fff;border-radius:16px;padding:4px 18px;margin:10px 0;box-shadow:0 8px 20px rgba(63,131,207,.1)}
.faq summary{cursor:pointer;font-family:'Fredoka';font-weight:650;font-size:17px;padding:14px 0}
.faq p{color:var(--muted);font-weight:620;margin:0 0 16px}
.resource-card{text-decoration:none;color:var(--ink);display:block}
.resource-card .label{font-size:12px;font-weight:900;text-transform:uppercase;letter-spacing:.4px;color:var(--blue-deep)}
.resource-card:hover{transform:translateY(-2px)}
.cta-band{padding:34px;text-align:center;margin:36px 0;background:linear-gradient(145deg,#fcdde1,#fbe6cf)}
.cta-band p{max-width:620px;margin:8px auto 18px;color:#6d5560;font-weight:700}
.footer{padding:40px 0 70px;text-align:center;color:var(--muted);font-size:13px;font-weight:700}
.footer .links{display:flex;gap:14px;flex-wrap:wrap;justify-content:center;margin:12px 0}
.footer a{text-decoration:none}
.footer .powered{font-size:11px;color:#8a98a6;margin-top:14px}
.analytics-privacy{max-width:680px;margin:16px auto 0;font-size:12px;line-height:1.55;color:var(--muted);font-weight:700}
.analytics-privacy button{border:0;background:none;color:#1d5f9f;font:inherit;font-weight:850;text-decoration:underline;cursor:pointer;padding:0}
.analytics-consent{position:fixed;z-index:100;left:16px;bottom:16px;width:min(460px,calc(100% - 32px));background:#fff;border:2px solid #d8e5f2;border-radius:18px;box-shadow:0 18px 48px rgba(51,64,79,.24);padding:18px;color:var(--ink)}
.analytics-consent[hidden]{display:none}
.analytics-consent p{font-size:13px;font-weight:700;line-height:1.55;margin:0 0 12px}
.analytics-consent div{display:flex;gap:9px;justify-content:flex-end;flex-wrap:wrap}
.analytics-consent button{border:0;border-radius:12px;padding:10px 14px;font-family:'Fredoka';font-weight:700;cursor:pointer;background:#dbe7f3;color:#243242}
.analytics-consent #analytics-consent-allow{background:#1d5f9f;color:#fff}
@media(max-width:900px){.topbar{align-items:flex-start}.nav{max-width:68%;overflow-x:auto;justify-content:flex-start}.hero{grid-template-columns:1fr}.fact-strip{grid-template-columns:repeat(2,1fr)}}
@media(max-width:640px){.shell{width:min(100% - 24px,1060px)}.topbar{display:block}.nav{max-width:100%;margin-top:14px;border-radius:18px}.nav a{padding:9px 11px}.hero{padding:34px 0 24px}.grid-2,.grid-3,.resource-grid,.fact-strip{grid-template-columns:1fr}.article-body{border-radius:20px}.button{width:100%}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}.resource-card:hover{transform:none}}